1. Acceptance of Terms
By accessing or using Medicare.co (the "Site"), you agree to be bound by these Terms of Use. If you do not agree, please do not use the Site. We may update these terms periodically; continued use of the Site after changes constitutes your acceptance of the updated terms.
2. Educational Purpose Only
Medicare.co provides general information about the Medicare program for educational purposes only. The content on this Site:
- Is not medical advice and should not be used as a substitute for professional medical advice, diagnosis, or treatment
- Is not legal advice and should not be substituted for consultation with a licensed attorney
- Is not insurance advice and should not be substituted for consultation with a licensed insurance agent or broker
- May not reflect the most current Medicare rules, costs, or coverage — Medicare costs and rules change annually
Always consult a licensed professional and verify current information at the official Medicare website (Medicare.gov) or by calling 1-800-MEDICARE (1-800-633-4227).
3. No Government Affiliation
Medicare.co is privately owned and operated. It has no affiliation with, is not endorsed by, and is not connected to:
- The United States government or any government agency
- The Centers for Medicare & Medicaid Services (CMS)
- The Social Security Administration (SSA)
- The official Medicare program or Medicare.gov
The official Medicare website is Medicare.gov. For official enrollment, you should use Medicare.gov or call 1-800-MEDICARE.
4. Accuracy and Updates
We strive to provide accurate and up-to-date information, but we make no warranties or representations that the content is current, complete, or error-free. Medicare costs, coverage rules, enrollment periods, and plan availability change annually and may vary by location. We are not responsible for any decisions made based on information found on this Site.
5. No Warranties
The Site and its content are provided "as is" and "as available" without any warranties, express or implied. To the fullest extent permitted by law, we disclaim all warranties including but not limited to: merchantability, fitness for a particular purpose, accuracy, availability, and non-infringement.
6. Limitation of Liability
To the maximum extent permitted by applicable law, Medicare.co and its owners, operators, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of or reliance on the Site or its content. This includes damages arising from enrollment decisions, insurance coverage choices, or reliance on information that is inaccurate or outdated.
7. External Links
The Site contains links to external websites including Medicare.gov, SSA.gov, and others. These links are provided for convenience and informational purposes. We are not responsible for the content, accuracy, or privacy practices of linked sites. A link to an external site does not constitute endorsement.
8. Intellectual Property
The text, graphics, design, and other content on Medicare.co are owned by or licensed to Medicare.co and are protected by applicable intellectual property laws. You may view and print content for personal, non-commercial use only. You may not reproduce, distribute, republish, or create derivative works without express written permission.
9. Prohibited Uses
You agree not to:
- Use the Site for any unlawful purpose
- Scrape, crawl, or data-mine the Site without permission
- Attempt to gain unauthorized access to any part of the Site
- Use the Site to transmit spam, malware, or harmful code
- Misrepresent the Site as an official government resource
10. Indemnification
You agree to indemnify and hold harmless Medicare.co and its owners, operators, employees, and agents from any claims, damages, or expenses (including reasonable attorneys' fees) arising from your use of the Site, your violation of these Terms, or your violation of any rights of another party.
11. Governing Law
These Terms of Use are governed by the laws of the United States, without regard to conflict of law principles. Any disputes arising from these terms or your use of the Site shall be resolved in a court of competent jurisdiction.
12. Changes to These Terms
We reserve the right to modify these Terms of Use at any time. Changes are effective when posted to the Site. The "Last updated" date reflects the most recent revision. Your continued use of the Site after changes are posted constitutes acceptance of the updated terms.
13. Contact
Questions about these Terms of Use may be sent to: legal@medicare.co