About Medicare.co

Our Mission

Medicare is complex. The decisions you make during enrollment — what to sign up for, when, and how — affect your premiums, coverage, and out-of-pocket costs for decades. Millions of Americans make costly mistakes because accurate, jargon-free information is hard to find.

Our mission is to provide clear, accurate, and unbiased Medicare information that helps beneficiaries understand their options and make informed decisions. Every article on Medicare.co is written to answer real questions from real Medicare beneficiaries.

What We Cover

Medicare.co covers every part of the Medicare system — from the basics of eligibility and enrollment to condition-specific coverage guides and annual cost data.

• Medicare Parts A, B, C (Medicare Advantage), and D — how each part works, what it covers, and what it costs
• Medigap supplement plans — how they work alongside Original Medicare and how to compare plans
• Medicare enrollment rules, timing, and penalties — Initial Enrollment Period, Special Enrollment Periods, and late penalty avoidance
• Condition-specific coverage guides — cancer, diabetes, heart disease, mental health, and more
• State-specific plan information and resources — local SHIP contacts, state Medicaid programs
• Interactive tools — enrollment deadline calculators, cost estimators, and IRMAA calculator
• Medicare cost data and statistics — current premiums, deductibles, spending trends, and enrollment figures

Editorial Standards

We take accuracy seriously. Medicare rules change each year, and outdated information can cost beneficiaries real money. Here is how we maintain quality:

• We verify coverage information against official CMS publications, the Medicare & You handbook, and CMS.gov
• We update our content annually and more frequently when CMS publishes rule changes mid-year
• We cite primary sources wherever possible, including CMS, MedPAC, Kaiser Family Foundation, and Medicare Trustees Reports
• We do not accept payment from insurance companies to influence editorial content
• We clearly label any sponsored content and affiliate links, if present

If you find an error or outdated information on any page, please contact us at hello@medicare.co so we can correct it promptly.

Not Affiliated with the Government

Specifically, Medicare.co is not affiliated with:

• The U.S. Department of Health & Human Services (HHS)
• The Centers for Medicare & Medicaid Services (CMS)
• The Social Security Administration (SSA)
• The official Medicare.gov website

If you need to apply for Medicare, make changes to your coverage, or access your Medicare account, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), available 24 hours a day, 7 days a week.

Get Help from a Real Person

The best free resource for personalized Medicare help is your State Health Insurance Assistance Program (SHIP). SHIP counselors are trained, unbiased, and completely free — they are not insurance agents and receive no commissions.

SHIP counselors can help you:

• Compare Medicare Advantage and Medigap plans in your area
• Understand your enrollment options and deadlines
• Apply for Extra Help, Medicare Savings Programs, and other assistance
• Review your current coverage during Annual Open Enrollment
• Resolve billing disputes and errors

Find your local SHIP at shiphelp.org or call 1-877-839-2675.

Contact Us

For corrections, content suggestions, or partnership inquiries, contact us at: hello@medicare.co

We read every message and prioritize correction requests. Response times may vary.

Privacy and Advertising

We use Google Analytics for anonymous site traffic analysis to understand which topics are most helpful to our readers. We do not sell personal data. See our Privacy Policy for full details, including your rights under CCPA if you are a California resident.

Some pages on Medicare.co may contain affiliate links or advertisements. These are clearly labeled. Advertising relationships do not influence our editorial content or recommendations.